We work directly with your insurance.
A storm hits and you're suddenly dealing with adjusters and claim numbers. We know how the process works and take the confusing part off your plate.
The claim process, step by step
Most of the stress with storm damage is the insurance side. We do that part with you so it does not turn into a second job. The process is the same whether it's your house or your commercial building.
Free Damage Inspection
We get on the roof and document everything: hail hits, wind damage, lifted shingles, the works. No charge, no obligation.
We File The Claim With You
You get a clear, photographed report. We help you submit it and explain exactly what to expect.
We Meet Your Adjuster
On site, in person. This is the step most homeowners skip, and it's why their claims come up short. We make sure the scope is complete and fair.
We Do The Work
Once the claim is approved, we handle the install, the cleanup, and the warranty. You deal with one company start to finish.
Signs you might have a claim
- Shingles in the yard after a storm
- Dents or dings on gutters, vents, or flashing
- Dark spots or bruising on shingles
- Water stains on ceilings or in the attic
- Neighbors getting roofs replaced
- Hail reported in your zip code
Any one of these is worth a look. Most claims have a filing window, so don't sit on it. Water actively coming in? Get an emergency patch on it first.
What a complete claim looks like
Two claims from our own files, numbers rounded. The first is roughly what the insurer approved on its own. The second is the approved scope after we documented the damage and supplemented the claim. Every claim is different, but this is why the adjuster meeting matters.
Same roof, same storm. Replacement cost value before and after our documentation and supplement.
Total approved exterior scope once the siding damage was documented right.
Claim questions, answered
Does a free inspection obligate me to anything?
No. We get on the roof, document what we find, and give you a straight read. If there's no case for a claim, we tell you that too.
What does the claim cost me out of pocket?
Typically your deductible. The inspection and the claim help are free, and we walk through the numbers with you before any work starts.
Will filing a claim raise my rates?
Storm claims are weather claims, not at-fault claims, and insurers treat them differently. Your agent can tell you exactly how your policy handles it.
How fast can you get here?
Active damage gets priority, day or night. Inspections are usually scheduled within days, not weeks.
What if the adjuster denies the claim?
We meet the adjuster on site so nothing legitimate gets missed. If the damage doesn't support a claim, you're not out anything for the inspection.
A small leak today is a ceiling repair by spring. Know where you stand.
Call (763) 234-1906
Schedule a free damage inspection
We'll tell you whether you have a claim worth filing and what to do next.